It’s hard to believe that 2014 is coming to a close. To call it a whirlwind or an adventure would be an understatement but as we close out the calendar year we wanted to pull together a list of our most popular blogs from 2014. Thanks to all our readers and followers for sharing/tweeting/commenting on our posts. Enjoy! (more…)
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By: George N. Root III, Demand Media
A small business owner needs to be an expert in his industry and must also know how to handle his company’s finances. A small business owner often mishandles financing his business because of improper forecasting, for example. These small business financing tips will help you understand how to estimate your company’s needs, as well as the best way to secure the proper financing. (more…)
On behalf of everyone at Howard Bank, I’d like to wish you and your family a very happy Thanksgiving.
Although it’s customary to focus on our blessings on this specific day, I hope all our employees and customers know just how thankful and appreciative I am for them all year round. As a quickly growing, community-centered bank with an ever-increasing presence in the central Maryland region, it’s obvious that our success is not due to any one person or initiative–the success is shared and we’re all part of it. (more…)
By: Chad Brooks, BusinessNewsDaily Senior Writer
The difference between successful businesses and underperforming ones often lies in the way they treat their customers, new research finds.
In fact, companies that fail to focus their cultures, strategies and employees on pleasing customers are encouraging failure, according to a study from the Institute for Corporate Productivity (i4cp) and the American Management Association (AMA). (more…)
By Andrew Beattie
Before your business starts marketing a product, it helps to create an ideal customer who you want to reach with your promotional materials. Once you have your ideal customer, you have a plethora of techniques to pick from. Most of these are low cost/no cost methods (sometimes called guerrilla marketing) and you may use different ones at different stages of your business cycle, or you may utilize them all at once from your business’ inception. We’ll look at seven of these techniques in more detail. (more…)
By: Nicole Fallon, Business News Daily Assistant Editor
Word-of-mouth has always been one of the most effective marketing strategies a business can use. Research has shown time and time again that consumers are more receptive to messages about brands that come from the individuals’ own social circles than from the brands themselves. In the social media age, companies have the opportunity to tap into the networks of influential individuals and turn those people into powerful brand advocates. (more…)
This fall Howard Bank celebrates our ten-year anniversary, thanks in no small part to the fantastic community, partners and customers we’ve been fortunate enough to work with over the years. While we were busy with our grand opening a mere ten years ago here in Maryland, here’s what was happening in the rest of the world, from technology to entertainment, politics and prices.
• North Korea banned mobile phones
• 9.3 magnitude earthquake hit Pacific islands, killing 230,000 people
• Summer Olympics were held in Athens
• The Boston Red Sox won World Series for first time in 86 years
This fall marks the 10-year anniversary of Howard Bank’s founding, and to celebrate we asked Howard Bank employees to share some memories about their time here. Over the next few weeks, follow along with our 10th Anniversary Blog Series to hear from the people who have been with HB since the very beginning.
This week, we hear from… (more…)
What better way to say thank you to our customers and friends than to celebrate our success with a little wine and cheese? Howard Bank, as part of our 10-year anniversary celebration, recently hosted a wine and cheese event at each of our branches to toast our shared success. Click the link to our Facebook album for our pictures from all our fabulous events! Facebook Album.
by Nicole Fallon, Business News Daily Assistant Editor
Though it still may be barbecue and beach season, the end of 2014 will be here before you know it. For consumers, this means holiday shopping and New Year’s resolutions. But for business owners, it also means getting financial ducks in a row in preparation for the upcoming tax season.
There are many new and pending changes for the upcoming tax season, and some of them will be particularly important for small businesses. Based on conversations with tax experts, here are a few upcoming issues you may want to speak with your financial adviser about as you look toward year-end tax planning. (more…)