eNewsletter from Howard Bank CEO, Mary Ann Scully

Posted: Wednesday, August 29th, 2012 | Posted by: Mary Ann Scully in Howard Bank

In future enewsletters, we may talk about the state of community banking and the slope of our economic recovery and the white waters ahead for certain central Maryland industries. But those topics, we are fairly confident, will still be there in the weeks and months ahead. This month, we want to launch our enewsletter by taking advantage of something that only happens every four years.

Many of us have just finished long late evenings filled with vicarious living as we watched the 2012 Summer Olympics – albeit on a time delayed basis. We know that the Olympics have been around and have honored traditions  for a very long time (776 BC) but that they have changed with the times – televised, split into different years for winter and summer games, inclusive of some paid athletes (tennis stars, ice skaters), offering new sports (women’s boxing). But we enjoy them not for what has changed but for what has not really changed. We enjoy them and follow them and talk about them incessantly in the break room  (and destroy office productivity to the tune of $650MM) because they are the increasingly rare ”pure” competition that pits talented individuals and teams against one another simply  in search of ” the best”. While money and endorsements and contracts follow, these athletes sincerely view those as extras, icing. It is the affirmation of talent honed by years of hard work that is the prize – nothing as ephemeral as a cereal box placement or even an Under Armour ad.  Every Olympic athlete – with or without a medal – epitomizes what it means to stretch for a goal – one’s skills, one’s time, one’s patience, one’s focus are all tested. And so we view each of them as a winner – not just the three on the award stands – not just the ones singing their national anthem. We respect them, we emulate them, we salute them and for a few days in August we live through them. Because we too really want to stretch.

I am not a winning athlete – an abysmal runner (the original 12 minute mile), a forever Level 1 tennis player, a golfer in search of a handicap, a swimmer in search of a scuba tank but I love the idea that the all time medal winner (since 776 BC- a real all time winner) hails from Baltimore, has a Mom who still attends all his meets, makes mistakes and gets past them and is an emerging small (specialty) business owner in our home town. His stretch took him to Athens, Beijing, London and back to Baltimore. Maybe I love this image because I really believe that if you dream big, you get more out of life; that, as we age, we regret the things we did not do rather than the things we did do; that practice makes perfect; that underdogs are always more interesting than a sure thing and that life is all about Plan B. And I am not alone at Howard Bank with those beliefs.

Maybe that is why Howard Bank supports the inner athlete in each of us – the business owners who dream of being a brand name and sacrifice their personal time to advance that brand, the entrepreneur who finds a way to open a new location in a new market in a recession, the company that manages risk rather than avoiding it. Howard Bank respects the drive, the discipline, the attention to details – the relentlessly boring repetition that turns a sportsman into an athlete. We respect the grit of the small to medium sized business much more than the glitz and hype of the Fortune 100. We respect it…and we also live that life every day. You can click on our most recent press releases that describe our most recent medals – balance sheet growth in customer loans and deposits, our solid and consistent core earnings, our new branch in Annapolis, our new team in Baltimore and our newest capital raise . For us, Ellicott City, Columbia, Annapolis, Towson are our Athens, Beijing and London. We are your audience – applauding and supporting those efforts.  Let us know how we can help you stand on the winner’s platform.

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