Welcome to Marylandbankingblog.com

Howard Bank created Marylandbankingblog.com with the small business in mind. It is another way Howard Bank offers the Hands On approach to banking. If there is a specific topic you would like us to write about, email us at HBOnline@howardbank.com with your topic idea.

The Ins and Outs of Small Business Administration Loans…

May 13th, 2014 | Posted by admin in SBA - (Comments Off)

By: Laura Evans

Small Business Administration loans can be a great option for new businesses or those who are having trouble getting a small business loan. Though they’re not an option for businesses with severe credit problems, (more…)

How To: Choose and Open a Personal Savings Account…

May 8th, 2014 | Posted by admin in Howard Bank | Savings - (Comments Off)

If you are working toward saving money, one of the savings vehicles you may want to consider is a savings account. Savings accounts usually pay interest (although a relatively small amount) on the account, and your savings is generally protected by FDIC insurance. (more…)

By: Tammy Biondi

Your business has been up and running for a few years now, profits are steady and you’re looking for ways to grow. Are profits alone reason enough to consider expansion? There are as many reasons to expand your business as there are ways to expand it. (more…)

By: Thomas Hill, Business News Daily Contributor

Whether you are starting a new business or looking to expand an existing one, you might need a small business loan to accomplish your business goals. (more…)

Giving Back: The Howard County Heart Ball…

April 28th, 2014 | Posted by admin in Howard Bank Sponsorship - (Comments Off)

Heart Ball Ignite_ADG picture

Heart diseases and stroke claim the lives of nearly 870,000 Americans each year. Founded in 1924 by a group of six cardiologists, the American Heart Association funds innovative research, fights for stronger public health policies, and provides lifesaving tools, information, and training to hospitals, physicians, and citizens across the country. (more…)

Understanding Small Business Administration (SBA) Loan Types…

April 22nd, 2014 | Posted by admin in SBA - (Comments Off)

By: Elizabeth Palermo, BusinessNewsDaily Contributor

Understanding the many types of SBA-backed small business loans is the first step toward getting one.

Considered by many to be the most affordable loan option available to small business owners, loans guaranteed by the Small Business Association (SBA) are in high demand. (more…)

5 Stats Every House Hunter Should Know…

April 17th, 2014 | Posted by admin in Mortgage - (Comments Off)

By: Michael Corbett, The Motley Fool

Buying a new home can be quite the undertaking, and in many ways, it’s a numbers game.Here are five stats, numbers and percentages you’ll need to be familiar with – to give you that winning edge: (more…)

8 Small Business Marketing Tips…

April 15th, 2014 | Posted by admin in Marketing - (Comments Off)

Making strategic business decisions about where to allocate limited funds is a day-to-day dilemma for small business owners. For most, the budget doesn’t allow for the services of an online marketing firm.  However, you are also savvy enough to know marketing can’t be ignored. (more…)

How to Save More for Retirement in 2014…

April 10th, 2014 | Posted by admin in Financial Planning - (Comments Off)

By: Joe Udo
Two of the most common New Year’s resolutions are to get fitter and save more money. These resolutions are very difficult to keep because the goals aren’t specific, and it’s hard to keep track of them. It’s better to make more specific goals like saving an extra $2,000 for retirement this year. Here are some ways all of us can save more for retirement this year. You’re on your own for the fitness resolution. I will be struggling with that one, too. (more…)

Financing Growth…

April 8th, 2014 | Posted by admin in Financial Planning | SBA - (Comments Off)

SBA is committed to helping small businesses, which are the backbone of the nation’s economy, thrive. Working closely with a wide range of lending partners across the country, (more…)