From Insurance to Savings. What to Keep in Mind When You’re About to Have a Baby

Posted: Saturday, August 15th, 2015 | Posted by: April Marasco in Financial Planning | Savings

You’re pregnant? Congratulations! Here’s a checklist of major things you need to take care of.

1. Understand your maternity coverage and benefits
You’ll want to understand which maternity services your health plan covers and ensure your providers are in your plan’s network. If you don’t have coverage, you should investigate what different providers charge and look into negotiating your bill. (more…)

4 Ways to Expand Your Business

Posted: Wednesday, August 12th, 2015 | Posted by: April Marasco in Small Business

No matter how well your business is doing at the moment, it is important to always be looking for ways to diversify or expand your operation as a form of “future proofing” your business. Don’t wait until there is a downturn in your core target industry to look at ways to capture new business, increase your market share or otherwise expand operations. Below you’ll find four tips you can implement now to make sure you’re equipped for growth and whatever the future brings.

1. Look at New Marketing Mediums

SMS messaging can be a far more effective way to reach your audience than (more…)

5 Things to Look for in a Neighborhood

Posted: Monday, August 10th, 2015 | Posted by: April Marasco in Mortgage

If you are like most people, then you know exactly what you want in a house, from its roof right down to its (hopefully finished) basement. But can you say the same about your potential neighborhood?

Probably not, but you definitely should. No matter how perfect your new house is, you’re going to have to leave it eventually. Of course, neighborhoods aren’t one size fits all. Whether or not one works for you depends heavily on your needs and personality, but that doesn’t mean there aren’t a few good questions to ask. (more…)

It's clearly a budget.... It's got a lot of numbers in it.

Posted: Friday, August 7th, 2015 | Posted by: April Marasco in Financial Planning | Savings


There are plenty of different ways to budget and the method that your family chooses shouldn’t be set in stone.


Getting on a budget is one of the single most important things you can do to make sure your family is reaching   financial goals. If you have no idea how to get started here are three types of family budgets to consider.

The Zero Based Budget

The zero based budget is a concept where you “spend” your money at the beginning of (more…)

How Many Hats Do You Wear?

Posted: Wednesday, August 5th, 2015 | Posted by: April Marasco in Small Business



If you’re like most small business owners, your business card might bear the title CEO or principal, but you know that on any given day it could just as easily read customer service, sales associate, marketing manager, technology director, accountant…

Small business owners don’t have the luxury of passing duties off to department managers. The success of your business depends on your ability to wear all the multiple hats needed to keep the wheels of your business turning. At times, the dizzying pace needed can turn even the most capable person into an overwhelmed entrepreneur wearing too many hats.

Whether you see the diversity of responsibility as a blessing or a curse, you’ve got to (more…)

Common Refinancing FAQs

Posted: Monday, August 3rd, 2015 | Posted by: April Marasco in Mortgage

It seems like every bankRefinance and mortgage lender is pushing refinancing. As a result, you may feel now’s the right time to refinance your mortgage loan. However, this isn’t a decision to take lightly.

Refinancing is an excellent way to lower your  (more…)

Six Ways to Save for a Vacation

Posted: Friday, July 31st, 2015 | Posted by: April Marasco in Mortgage

Vacation is fun. Paying for it, well, that’s not very fun. Or is it? Okay it isn’t. But that doesn’t mean you can’t enjoy the saving process with these six ideas.

1. Special Savings Account

When you have cash in your pocket, you’re more likely to spend it. The same goes for (more…)

Disaster Preparedness for Your Small Business During Hurricane Season

Posted: Thursday, July 30th, 2015 | Posted by: April Marasco in Small Business

With hurricane season upon us, it’s a great time to reassess your organization’s business continuity and disaster preparedness plans. If a significant disaster hit your business tomorrow, do you have a plan to respond and recover accordingly? Unfortunately, not all businesses do.




According to the Institute for Business and Home Safety, nearly one in (more…)

How to Get a Mortgage With Little Savings

Posted: Monday, July 27th, 2015 | Posted by: April Marasco in Mortgage



If you don’t have a lot of cash in your savings account, you might think you can’t qualify for a mortgage. Between closing costs and down payments, getting a mortgage is expensive. And some first-time home buyers think every mortgage lender requires a (more…)

Should You Diversify Your Products or Own a Niche?

Posted: Friday, July 24th, 2015 | Posted by: April Marasco in Small Business

When it comes to the products or services you sell, it can be hard to find the perfect balance.


If you offer too wide a spread of items for sale, you can dilute your market. In other words, you can offer a lot, but not be a specialist in any one thing, and therefore become a generalist. Not a great selling strategy.

On the other hand, if you narrow your focus too tightly, you can miss out on other (more…)

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