Welcome to Marylandbankingblog.com

Howard Bank created Marylandbankingblog.com with the small business in mind. It is another way Howard Bank offers the Hands On approach to banking. If there is a specific topic you would like us to write about, email us at HBOnline@howardbank.com with your topic idea.

The Columbia Festival of the Arts: 27 Years Strong…

June 5th, 2014 | Posted by admin in Events - (Comments Off)

Columbia Festival of the Arts

For the past several years Howard Bank has had the privilege of sponsoring The Columbia Festival of the Arts held at the Lakefront in Downtown Columbia.  The mission of the festival, held since 1987, is to “present a world class celebration of the arts and entertainment that attracts, engages and inspires the broad and diverse community it serves.” (more…)

5 Must-Track Metrics to Keep Your Startup Alive…

June 3rd, 2014 | Posted by admin in Small Business - (Comments Off)

By: Peter S. Cohan

Your startup survives on very precarious ground. The resources it needs to survive and grow are in much shorter supply than your ambitions.

And if you’re a visionary entrepreneur, there’s a real danger that your passion for turning that vision into a reality may cloud your vision. (more…)



As a trusted community partner it’s not only our privilege to highlight organizations in our region that are making a difference, it’s our responsibility. The success that Howard Bank enjoys is due in no small part to the quality and tenacity of its clients, partners and friends. Today we highlight one such individual and organization, Joe Posey, President of Terrapin Financial Services.


Understanding a Cash Flow Statement…

May 27th, 2014 | Posted by admin in Small Business - (Comments Off)

By: Jaceson Maughan

Understanding a cash flow statement is crucial to keeping tabs on your company’s financial well-being. A cash flow statement is an annual report that documents the financial status of the company with accurate and relevant numbers. Plenty of people take an interest in a company’s cash flow statement, (more…)

From Susan K. Bailey Advertising

A shotgun approach is useless when expanding into new markets, especially when you’re a small business with a limited budget. (more…)

2013 Strong Year for Home Values…

May 15th, 2014 | Posted by admin in Mortgage - (Comments Off)

By: Peter King – MortgageLoan.com

U.S. home prices posted a 12 percent gain in last year, with three states actually reaching new record highs, according to figures released today by the real estate data company CoreLogic. (more…)

The Ins and Outs of Small Business Administration Loans…

May 13th, 2014 | Posted by admin in SBA - (Comments Off)

By: Laura Evans

Small Business Administration loans can be a great option for new businesses or those who are having trouble getting a small business loan. Though they’re not an option for businesses with severe credit problems, (more…)

How To: Choose and Open a Personal Savings Account…

May 8th, 2014 | Posted by admin in Howard Bank | Savings - (Comments Off)

If you are working toward saving money, one of the savings vehicles you may want to consider is a savings account. Savings accounts usually pay interest (although a relatively small amount) on the account, and your savings is generally protected by FDIC insurance. (more…)

By: Tammy Biondi

Your business has been up and running for a few years now, profits are steady and you’re looking for ways to grow. Are profits alone reason enough to consider expansion? There are as many reasons to expand your business as there are ways to expand it. (more…)

By: Thomas Hill, Business News Daily Contributor

Whether you are starting a new business or looking to expand an existing one, you might need a small business loan to accomplish your business goals. (more…)