Welcome to Marylandbankingblog.com

Howard Bank created Marylandbankingblog.com with the small business in mind. It is another way Howard Bank offers the Hands On approach to banking. If there is a specific topic you would like us to write about, email us at HBOnline@howardbank.com with your topic idea.



As a trusted community partner it’s not only our privilege to highlight organizations in our region that are making a difference, it’s our responsibility. The success that Howard Bank enjoys is due in no small part to the quality and tenacity of its clients, partners and friends. Today we highlight one such individual and organization, Joe Posey, President of Terrapin Financial Services.


Understanding a Cash Flow Statement…

May 27th, 2014 | Posted by admin in Small Business - (Comments Off)

By: Jaceson Maughan

Understanding a cash flow statement is crucial to keeping tabs on your company’s financial well-being. A cash flow statement is an annual report that documents the financial status of the company with accurate and relevant numbers. Plenty of people take an interest in a company’s cash flow statement, (more…)

From Susan K. Bailey Advertising

A shotgun approach is useless when expanding into new markets, especially when you’re a small business with a limited budget. (more…)

2013 Strong Year for Home Values…

May 15th, 2014 | Posted by admin in Mortgage - (Comments Off)

By: Peter King – MortgageLoan.com

U.S. home prices posted a 12 percent gain in last year, with three states actually reaching new record highs, according to figures released today by the real estate data company CoreLogic. (more…)

The Ins and Outs of Small Business Administration Loans…

May 13th, 2014 | Posted by admin in SBA - (Comments Off)

By: Laura Evans

Small Business Administration loans can be a great option for new businesses or those who are having trouble getting a small business loan. Though they’re not an option for businesses with severe credit problems, (more…)

How To: Choose and Open a Personal Savings Account…

May 8th, 2014 | Posted by admin in Howard Bank | Savings - (Comments Off)

If you are working toward saving money, one of the savings vehicles you may want to consider is a savings account. Savings accounts usually pay interest (although a relatively small amount) on the account, and your savings is generally protected by FDIC insurance. (more…)

By: Tammy Biondi

Your business has been up and running for a few years now, profits are steady and you’re looking for ways to grow. Are profits alone reason enough to consider expansion? There are as many reasons to expand your business as there are ways to expand it. (more…)

By: Thomas Hill, Business News Daily Contributor

Whether you are starting a new business or looking to expand an existing one, you might need a small business loan to accomplish your business goals. (more…)

Giving Back: The Howard County Heart Ball…

April 28th, 2014 | Posted by admin in Howard Bank Sponsorship - (Comments Off)

Heart Ball Ignite_ADG picture

Heart diseases and stroke claim the lives of nearly 870,000 Americans each year. Founded in 1924 by a group of six cardiologists, the American Heart Association funds innovative research, fights for stronger public health policies, and provides lifesaving tools, information, and training to hospitals, physicians, and citizens across the country. (more…)

Understanding Small Business Administration (SBA) Loan Types…

April 22nd, 2014 | Posted by admin in SBA - (Comments Off)

By: Elizabeth Palermo, BusinessNewsDaily Contributor

Understanding the many types of SBA-backed small business loans is the first step toward getting one.

Considered by many to be the most affordable loan option available to small business owners, loans guaranteed by the Small Business Association (SBA) are in high demand. (more…)