Welcome to Marylandbankingblog.com

Howard Bank created Marylandbankingblog.com with the small business in mind. It is another way Howard Bank offers the Hands On approach to banking. If there is a specific topic you would like us to write about, email us at HBOnline@howardbank.com with your topic idea.

Are Your Financial Planning Goals in Order?

June 8th, 2011 | Posted by Kathy Armstrong in Financial Planning - (Comments Off)

Save, save, save is a message you’ll hear me drive home on more than one occasion.

But the fact of the matter is, tucking the money away is only about half of the story. The other half involves doing everything in your power to see that all those dollars you’ve so faithfully set aside are where you want them. (more…)

How does your product line or services offered differ from the competition?          Ensuring that you have a distinguished approach to what products and services you offer is key to success. If your product or services are similar to the competition how do you stand out? (more…)

One mistake that many businesses make when it comes to marketing is that the business can’t tell you who their target audience is or why they should identify this audience.  Identifying a target audience is important to starting a successful marketing plan.  (more…)

Banks are still lending when the story is right

March 30th, 2011 | Posted by Rosa Scharf in Howard Bank - (Comments Off)

Traditionally, Banks have been supportive partners for their customers because they help business owners grow their businesses. One example of this support is when Banks provide businesses with the funds needed to support working capital and buy assets.  In today’s tenuous economy, it has become quite clear that securing financing can be a challenge. For many, it may feel as though going through the loan process may not even be worth it.  The combination (more…)

Sources of Financing – You are in control

March 16th, 2011 | Posted by Mary Ann Scully in Howard Bank - (Comments Off)

Financing small and medium sized enterprises (SME’s) has become a very popular topic- right up there on some days with health care reform and Wikipedia leaks.  But not unlike all the CNN vs. Fox debates, blogs, Facebook postings and Tweets on the pros and cons of whether inflation or deflation will hurt our children’s future more and whether short term stimulus deficit spending is better or worse than long term entitlement hole plugging, there is much sound and (more…)

Password Security

March 2nd, 2011 | Posted by David Long in IT Security - (Comments Off)

It seems you need a username and password for just about everything you do online today. It can become very tedious and annoying to keep up with all those different passwords. Worst of all, just when you manage to memorize one, you are forced to change it.  As troublesome as it may seem, the reality is that we sometimes take (more…)

Welcome to Marylandbankingblog.com

February 16th, 2011 | Posted by Mary Ann Scully in Howard Bank - (Comments Off)

Welcome to Marylandbankingblog.com, our new blog site that we hope helps you feel connected and engaged with Howard Bank.  While my initial post will start with an update on the bank and observations on the economy, other Howard bankers and local advisors will add their advice, perspectives and views through subsequent posts.  Finally, we hope to hear your thoughts as well and respond to your suggestions for what you want to know more about and see more of.  I will start with some observations on success.

Malcolm Gladwell has written  a string of best sellers based on finding the common patterns in success stories – whether it be the importance of networking (more…)