Welcome to Marylandbankingblog.com

Howard Bank created Marylandbankingblog.com with the small business in mind. It is another way Howard Bank offers the Hands On approach to banking. If there is a specific topic you would like us to write about, email us at HBOnline@howardbank.com with your topic idea.

Six Mobile Marketing Tips For Small Businesses…

January 7th, 2015 | Posted by admin in Marketing | Small Business - (Comments Off)

By: Karen E. Klein

Mobile phones are essential to shopping these days, and a majority of cell phone owners say they’re willing to share personal data with merchants in exchange for such things as coupons and discounts.

But navigating mobile marketing can be confusing for small business owners, who must avoid bombarding people with unwanted texts while they’re slogging through crowds of holiday shoppers. So how can local merchants use mobile marketing effectively? Here are six tips. (more…)

Howard Bank’s Top Blogs of the Year…

December 18th, 2014 | Posted by admin in Howard Bank - (Comments Off)

Top Blogs of the Year_2014

It’s hard to believe that 2014 is coming to a close. To call it a whirlwind or an adventure would be an understatement but as we close out the calendar year we wanted to pull together a list of our most popular blogs from 2014. Thanks to all our readers and followers for sharing/tweeting/commenting on our posts. Enjoy! (more…)

Small Business Financing Tips…

December 2nd, 2014 | Posted by admin in Small Business - (Comments Off)

By: George N. Root III, Demand Media

A small business owner needs to be an expert in his industry and must also know how to handle his company’s finances. A small business owner often mishandles financing his business because of improper forecasting, for example. These small business financing tips will help you understand how to estimate your company’s needs, as well as the best way to secure the proper financing. (more…)

This Thanksgiving: A Thank You and a Promise

November 26th, 2014 | Posted by admin in 10 Year Anniversary | Events | Howard Bank - (Comments Off)

MaryAnn Scully

On behalf of everyone at Howard Bank, I’d like to wish you and your family a very happy Thanksgiving.

Although it’s customary to focus on our blessings on this specific day, I hope all our employees and customers know just how thankful and appreciative I am for them all year round. As a quickly growing, community-centered bank with an ever-increasing presence in the central Maryland region, it’s obvious that our success is not due to any one person or initiative–the success is shared and we’re all part of it. (more…)

Want to Be a Successful Business? Focus on Your Customers

November 25th, 2014 | Posted by admin in Marketing | Small Business - (Comments Off)

By: Chad Brooks, BusinessNewsDaily Senior Writer

The difference between successful businesses and underperforming ones often lies in the way they treat their customers, new research finds.

In fact, companies that fail to focus their cultures, strategies and employees on pleasing customers are encouraging failure, according to a study from the Institute for Corporate Productivity (i4cp) and the American Management Association (AMA). (more…)

7 Popular Marketing Techniques For Small Businesses…

November 4th, 2014 | Posted by admin in Small Business - (Comments Off)

By Andrew Beattie

Before your business starts marketing a product, it helps to create an ideal customer who you want to reach with your promotional materials. Once you have your ideal customer, you have a plethora of techniques to pick from. Most of these are low cost/no cost methods (sometimes called guerrilla marketing) and you may use different ones at different stages of your business cycle, or you may utilize them all at once from your business’ inception. We’ll look at seven of these techniques in more detail. (more…)

Turning Social Influencers Into Brand Advocates…

October 28th, 2014 | Posted by admin in Small Business - (Comments Off)

By: Nicole Fallon, Business News Daily Assistant Editor

Word-of-mouth has always been one of the most effective marketing strategies a business can use. Research has shown time and time again that consumers are more receptive to messages about brands that come from the individuals’ own social circles than from the brands themselves. In the social media age, companies have the opportunity to tap into the networks of influential individuals and turn those people into powerful brand advocates. (more…)

The Year was 2004…

October 23rd, 2014 | Posted by admin in 10 Year Anniversary - (Comments Off)

This fall Howard Bank celebrates our ten-year anniversary, thanks in no small part to the fantastic community, partners and customers we’ve been fortunate enough to work with over the years. While we were busy with our grand opening a mere ten years ago here in Maryland, here’s what was happening in the rest of the world, from technology to entertainment, politics and prices.


World Events

• North Korea banned mobile phones
• 9.3 magnitude earthquake hit Pacific islands, killing 230,000 people
• Summer Olympics were held in Athens
• The Boston Red Sox won World Series for first time in 86 years


This fall marks the 10-year anniversary of Howard Bank’s founding, and to celebrate we asked Howard Bank employees to share some memories about their time here. Over the next few weeks, follow along with our 10th Anniversary Blog Series to hear from the people who have been with HB since the very beginning.

This week, we hear from… (more…)

How to Celebrate 10 Years? With Wine and Cheese of Course!

October 7th, 2014 | Posted by admin in Uncategorized - (Comments Off)

What better way to say thank you to our customers and friends than to celebrate our success with a little wine and cheese? Howard Bank, as part of our 10-year anniversary celebration, recently hosted a wine and cheese event at each of our branches to toast our shared success. Click the link to our Facebook album for our pictures from all our fabulous events! Facebook Album.