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January is named for the Roman god Janus – the two headed (as opposed to two faced) god of beginnings and endings.  Supposedly, he is the original reason why we all make New Year’s resolutions – to shape and guide the beginning.  However, we all know how New Year’s resolutions go – health club memberships soar with no worries on the part of their owners that they may have a capacity problem in March; diet companies sell lots of pre-packaged plans but obesity still moves up to become a top killer; and businesses put forward plans that are full of good intentions to do better this year – but often by doing the same things that did not work last year.  It might be convenient to make these types of (more…)

Interestingly, the subject of how to handle money is something that many parents put off discussing with their children—often because their parents weren’t forthcoming about money, so it’s not a subject they are necessarily comfortable bringing up with their children.

If you avoid discussing money management with your children, they will likely pick up lessons on how to handle (more…)