Your History Lesson, featuring the ATM

October 20th, 2015 | Posted by April Marasco in Howard Bank | IT Security | Savings | Small Business - (Comments Off on Your History Lesson, featuring the ATM)

ATM-PhotoATM, cashpoint, hole in the wall…regardless of how you refer to it, chances are you’ve experienced standing in front of one, and in line for one, more than you realize. Maybe you’ve been outside in subzero temperatures, maybe an absurd service fee has been inflicted upon you, or even a combination of the two.

Nearing its 50-year anniversary, the now ubiquitous cash dispenser made its debut in 1967. Though its uniqueness is undeniable, its origins are a bit knotty. It’s been said the first cash machine appeared in Japan, though there’s very little published on the matter. Whether or not that’s true, Europe certainly had the most successful implementation of after-hours cash dispensers, a response from bankers to the rising labor costs and unionization.

The automated teller machines of today are essentially the culmination of several inventions from multiple people over a few decades. The history is confusing, but we’ve decided to take it upon us to break it down. (more…)

Protect Yourself from ID Theft

July 15th, 2015 | Posted by April Marasco in IT Security - (Comments Off on Protect Yourself from ID Theft)

Protect Yourself from ID Theft


Identity theft is everywhere. Turn on your TV, and you’ll see “special reports” on how to prevent it. Turn on the radio, and hear ads for services pledging to protect you from it. Search for it on Google, and you get 140 million results. In fact, according to a (more…)

Your Security, Business Account Takeover

July 6th, 2012 | Posted by Timothy Rozalski in IT Security - (Comments Off on Your Security, Business Account Takeover)

Business Account Takeover is the business equivalent of personal identity theft. Businesses not only need to protect themselves from identity theft but also ensure they have protections in place so that they do not have a business account takeover. (more…)

Your Security, Identity Theft

June 20th, 2012 | Posted by Timothy Rozalski in IT Security - (Comments Off on Your Security, Identity Theft)

Identity theft is a growing problem and consumers need to take measures to protect themselves at all times.  Awareness is one of the best deterrents against fraud. Criminals can steal your identity in many ways, and are inventing new avenues every day.  Howard Bank takes real interest and responsibility in protecting our customers against fraud, and while we have many checks in place to detect deceitful activity, we both can only benefit from customers who are (more…)

Your Security, Password

May 31st, 2012 | Posted by Timothy Rozalski in IT Security - (Comments Off on Your Security, Password)

You are responsible for maintaining one of the most important security measures: your password. Please be sure to keep your password a secret. We recommend you memorize your password. It is not recommended you write it down or carry your password in your purse, wallet, or computer bag. Make sure no one watches you enter your password and always close your browser when leaving a computer. Make sure you regularly scan your computer for viruses that could (more…)

Password Security

March 2nd, 2011 | Posted by David Long in IT Security - (Comments Off on Password Security)

It seems you need a username and password for just about everything you do online today. It can become very tedious and annoying to keep up with all those different passwords. Worst of all, just when you manage to memorize one, you are forced to change it.  As troublesome as it may seem, the reality is that we sometimes take (more…)

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