Welcome to Marylandbankingblog.com

Howard Bank created Marylandbankingblog.com with the small business in mind. It is another way Howard Bank offers the Hands On approach to banking. If there is a specific topic you would like us to write about, email us at HBOnline@howardbank.com with your topic idea.

Ellicott City, MD, July 17, 2014 –Howard Bancorp, Inc. (Nasdaq: HBMD), the parent company of Howard Bank (the “Bank”), today reported its financial results for the three month and six month periods ended June 30, 2014.

Highlights for the three and six month periods ended June 30, 2014 were as follows: (more…)

Infographic: There’s Something About Harford

July 3rd, 2014 | Posted by admin in Howard Bank - (Comments Off)

As we celebrate the opening of our new branch in Bel Air (and look forward to a third Harford County branch later in the year) we thought it fitting to pay tribute to Harford County with an infographic detailing some interesting facts, stats, and historical points about this great county. Please enjoy and share the infographic below entitled, “There’s Something About Harford.” If you’d like to embed it on your website or blog simply copy the code at the bottom of this post. 

Embed This Image On Your Site (copy code below):

By Joshua Kennon

Certificates of deposit and money market funds are popular choices for investors in the United States because each offers a unique set of advantages, terms, yields, pricing, conditions, and restrictions.  Depending on circumstances, resources, and your own investment portfolio preferences (more…)

How To: Choose and Open a Personal Savings Account…

May 8th, 2014 | Posted by admin in Howard Bank | Savings - (Comments Off)

If you are working toward saving money, one of the savings vehicles you may want to consider is a savings account. Savings accounts usually pay interest (although a relatively small amount) on the account, and your savings is generally protected by FDIC insurance. (more…)

Are You Ready to Meet Howard…

March 26th, 2014 | Posted by Mary Ann Scully in Howard Bank - (Comments Off)

Meet Howard_ADG picture

MaryAnn Scully

As a long-time Maryland resident, with over 30 years of experience in the banking and finance sector, I have experienced the good, the bad, and the ugly when it comes to banking in the region. This background is what gives me the needed perspective to help lead and shape Howard Bank into what it is today. I am excited to be a part of not only the future of banking in this great state, but of Howard Bank’s legacy.


SBA Loans: 8 Common Myths…

March 21st, 2014 | Posted by Rosa Scharf in Howard Bank | SBA - (Comments Off)

Need an SBA loan? “You’ll be filling out forms forever.” “It’ll take them years to approve your loan.” Those are just two of the widely spread, but totally untrue myths about the SBA small business loan programs.

The Small Business Administration (SBA) offers numerous programs to assist entrepreneurs with starting, managing and growing their businesses. Thousands of American businesses are turning to this resource because financing remains a formidable challenge. However, many misconceptions exist about these (more…)

eNewsletter from Howard Bank CEO, Mary Ann Scully

August 29th, 2012 | Posted by Mary Ann Scully in Howard Bank - (Comments Off)

In future enewsletters, we may talk about the state of community banking and the slope of our economic recovery and the white waters ahead for certain central Maryland industries. But those topics, we are fairly confident, will still be there in the weeks and months ahead. This month, we want to launch our enewsletter by taking advantage of something that only happens every four years.

Many of us have just finished long late evenings filled with vicarious living as we watched the 2012 Summer Olympics – albeit on a time delayed basis. We know that the Olympics have been around and have honored (more…)

Banks are still lending when the story is right

March 30th, 2011 | Posted by Rosa Scharf in Howard Bank - (Comments Off)

Traditionally, Banks have been supportive partners for their customers because they help business owners grow their businesses. One example of this support is when Banks provide businesses with the funds needed to support working capital and buy assets.  In today’s tenuous economy, it has become quite clear that securing financing can be a challenge. For many, it may feel as though going through the loan process may not even be worth it.  The combination (more…)

Sources of Financing – You are in control

March 16th, 2011 | Posted by Mary Ann Scully in Howard Bank - (Comments Off)

Financing small and medium sized enterprises (SME’s) has become a very popular topic- right up there on some days with health care reform and Wikipedia leaks.  But not unlike all the CNN vs. Fox debates, blogs, Facebook postings and Tweets on the pros and cons of whether inflation or deflation will hurt our children’s future more and whether short term stimulus deficit spending is better or worse than long term entitlement hole plugging, there is much sound and (more…)

Welcome to Marylandbankingblog.com

February 16th, 2011 | Posted by Mary Ann Scully in Howard Bank - (Comments Off)

Welcome to Marylandbankingblog.com, our new blog site that we hope helps you feel connected and engaged with Howard Bank.  While my initial post will start with an update on the bank and observations on the economy, other Howard bankers and local advisors will add their advice, perspectives and views through subsequent posts.  Finally, we hope to hear your thoughts as well and respond to your suggestions for what you want to know more about and see more of.  I will start with some observations on success.

Malcolm Gladwell has written  a string of best sellers based on finding the common patterns in success stories – whether it be the importance of networking (more…)