Author Archives: Mary Ann Scully

Mary Ann Scully

About Mary Ann Scully

Mary Ann Scully is the president and CEO at Howard Bank. Mary Ann is a lifelong banker with over 30 years of varied executive experiences in the Maryland marketplace. In 2003, she headed the organizing team for Howard Bank. Prior to organizing Howard Bank, she was employed by Allfirst Bank (formerly The First National Bank of Maryland and now M&T Bank) from 1973-2003.

Howard Bank: 10 Years Strong...

Posted: Friday, August 8th, 2014 | Posted by Mary Ann Scully in 10 Year Anniversary | Howard Bank - (Comments Off on Howard Bank: 10 Years Strong...)

Howard Bank

MaryAnn ScullyIt was about ten years ago to the day that Howard Bank first opened its doors at the Snowden River and Hickory Ridge branches here in Columbia.

I clearly remember that day (August 9th to be exact). After a full year of preparation- raising capital, talking to regulators, signing office leases and hiring colleagues , to see customers enter our branches, drive up to our ATM’s, and to discuss with clients when we could book their new loans was the type of nail biting yet exhilarating moment that all business founders understand. I look back on it with awe and pride having seen what Howard Bank has become today.

Are You Ready to Meet Howard...

Posted: Wednesday, March 26th, 2014 | Posted by Mary Ann Scully in Howard Bank - (Comments Off on Are You Ready to Meet Howard...)

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MaryAnn Scully

As a long-time Maryland resident, with over 30 years of experience in the banking and finance sector, I have experienced the good, the bad, and the ugly when it comes to banking in the region. This background is what gives me the needed perspective to help lead and shape Howard Bank into what it is today. I am excited to be a part of not only the future of banking in this great state, but of Howard Bank’s legacy.


January eNewsletter from Howard Bank CEO, Mary Ann Scully...

Posted: Tuesday, January 29th, 2013 | Posted by Mary Ann Scully in Uncategorized - (Comments Off on January eNewsletter from Howard Bank CEO, Mary Ann Scully...)

January is named for the Roman god Janus – the two headed (as opposed to two faced) god of beginnings and endings.  Supposedly, he is the original reason why we all make New Year’s resolutions – to shape and guide the beginning.  However, we all know how New Year’s resolutions go – health club memberships soar with no worries on the part of their owners that they may have a capacity problem in March; diet companies sell lots of pre-packaged plans but obesity still moves up to become a top killer; and businesses put forward plans that are full of good intentions to do better this year – but often by doing the same things that did not work last year.  It might be convenient to make these types of (more…)

eNewsletter from Howard Bank CEO, Mary Ann Scully

Posted: Wednesday, August 29th, 2012 | Posted by Mary Ann Scully in Howard Bank - (Comments Off on eNewsletter from Howard Bank CEO, Mary Ann Scully)

In future enewsletters, we may talk about the state of community banking and the slope of our economic recovery and the white waters ahead for certain central Maryland industries. But those topics, we are fairly confident, will still be there in the weeks and months ahead. This month, we want to launch our enewsletter by taking advantage of something that only happens every four years.

Many of us have just finished long late evenings filled with vicarious living as we watched the 2012 Summer Olympics – albeit on a time delayed basis. We know that the Olympics have been around and have honored (more…)

Sources of Financing - You are in control

Posted: Wednesday, March 16th, 2011 | Posted by Mary Ann Scully in Howard Bank - (Comments Off on Sources of Financing - You are in control)

Financing small and medium sized enterprises (SME’s) has become a very popular topic- right up there on some days with health care reform and Wikipedia leaks.  But not unlike all the CNN vs. Fox debates, blogs, Facebook postings and Tweets on the pros and cons of whether inflation or deflation will hurt our children’s future more and whether short term stimulus deficit spending is better or worse than long term entitlement hole plugging, there is much sound and (more…)

Welcome to

Posted: Wednesday, February 16th, 2011 | Posted by Mary Ann Scully in Howard Bank - (Comments Off on Welcome to

Welcome to, our new blog site that we hope helps you feel connected and engaged with Howard Bank.  While my initial post will start with an update on the bank and observations on the economy, other Howard bankers and local advisors will add their advice, perspectives and views through subsequent posts.  Finally, we hope to hear your thoughts as well and respond to your suggestions for what you want to know more about and see more of.  I will start with some observations on success.

Malcolm Gladwell has written  a string of best sellers based on finding the common patterns in success stories – whether it be the importance of networking (more…)

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